SIEGFRED B. MISON, Esq.

Chairman of the Board

Date of Appointment	2017
Educational Attainment:
College	B.S.  USMA (Human Resources Management) West Point, New York (1987)
Graduate Studies	Juris Doctor, Ateneo Law School (1996) LL.M, University of Southern California School of Law (2006)
Professional and Civil Service Eligibilities	BAR Passer, 1997 State Bar of California and Illinois Board of Admissions to the Bar (2006)
Work Experience	AFP-RSBS, Intelligence Service, Phil. Army, AFP (1987 – 1999)   Partner, Malcom Law Offices (1999 – 2011)   Company Attorney, Infogix, Inc. (2006 – 2007)   Legal Counsel, UERM (2010 – 2011)   Legal Counsel, University of the East, Manila (2003 – 2005, 2008 – 2011)   Commissioner, Bureau of Immigration (2013 – 2016) Associate Commissioner, Bureau of Immigration (2011 – 2013)   SVP and General Counsel, Philippine Airlines (2016 – 2019)   SVP, SM Prime Holdings, Inc. (2020 to 2021)   Corporate Secretary, AFPSLAI (2021 – 2022)   VP - Legal and Corporate Communications, Inc., Franklin Baker Company of the Philippines (2022 to 2023)   Professor, Various Law Schools (2000 – present)
Other Directorships	Solid Group, Inc.

AMIEL M. MERCADO

Vice-Chairman

Date of Appointment	2017
Educational Attainment:
College	Bachelor of Science in Marketing College of St. Benilde   Bachelor of Science Major in Management Mt. San Antonio College
Work Experience	Director, Club Mars (1996 – 1998)   President, Scarlet Yarn Marketing (2008 – 2019)   Executive Vice-President, Stronghold Insurance Co., Inc. (1997 – 2017)   Vice-Chairman, Bethel General Insurance and Surety Corporation (2017 – Present)
Other Directorships	Quickway Holdings, Inc.

JOSELITO C. BANTAYAN

Member of the Board - Executive Director

Date of Appointment	July 1, 2020
Educational Attainment:
College	Bachelor of Science in Commerce Major in Economics Jose Rizal University (1982)
Work Experience	Underwriter, Munich Reinsurance Malaysia (1994 – 2000)   General Manager, Aon Reinsurance Philippines (2000 – 2004)   Senior Vice President, Malayan Insurance (2006 – 2018)   CEO, Asia Reinsurance Brokers (2019 – 2020)   President & CEO, Bethel General Insurance and Surety Corporation (2020 – Present)
Other Directorships	No other directorship

LANIE D. SANTOS

Member of the Board - Executive Director

Date of Appointment	2017
Educational Attainment
College	Bachelor of Science in Industrial Engineering Mapua Institute of Technology
Work Experience	SVP for Finance, Corporate Treasurer, Bethel General Insurance and Surety Corporation (2017-Present)   Proprietress, Cellink Marketing (2013-2017)   Manager, Bio-Organic Plus Philippines, Inc. (2011-2013)   Proprietress, ESC Auto Supply (2003-2011)   Manager, Metrowide Realty, Inc. (1997-2002)   Unit Manager, Fil-Estate Sales, Inc. (1995-1997)   Proprietress, 14-11 Rice Dealer (1991-1995)   System Analyst, Martinique Enterprises (1989-1991)
Other Directorships	No other directorship

AILEEN A. UY

Member of the Board - Executive Director

Date of Appointment	September 30, 2020
Educational Attainment:
College	Bachelor of Science in Accountancy Lyceum of the Philippines (1996)
Work Experience	Staff Accountant, Chemdis Manufacturing Corporation (1996)   Financial Analyst, Cityland Development Corporation (1997 - 1999)   Planning Assistant, PNB Holdings Corporation (1999 – 2000)   Financial Analyst (2000 – 2003), Financial Specialist (2003 – 2005), Accounting Manager (2005 – 2007) – PNB General Insurers Co., Inc.   AVP & Chief Accountant, The Solid Guaranty, Inc. (2008 – 2017)   Senior Vice-President (2017 – 2022), EVP & General Manager (September 2022 – Present), Bethel General Insurance and Surety Corporation
Other Directorships	No other directorship

JONATHAN M. CRUZ

Member of the Board

Date of Appointment	December 22, 2022
Educational Attainment:
College	Bachelor of Science in Accountancy Polytechnic University of the Philippines (1994)
Work Experience	Audit Supervisor (1995 – 2010) Head, Securities & Management (2010 – 2011) Head, Loans Accounting (July 2011 - October 2011)	Premiere Development Bank
	Head, Branch Audit Department (2011 – 2014)	Security Bank Savings
	AML Compliance Officer (2014 – 2019)	Security Bank Corporation
	Officer-in-Charge (February 2020 – June 2020) President – (July 2020 – Present)	Rural Bank of Apalit, Inc.
Other Directorships	Rural Bank of Apalit

DOMINGA G. GARCIA

Member of the Board - Independent Director

Date of Appointment	2017
Educational Attainment:
College	Bachelor of Science in Business Administration major in Accounting, University of the East (1972)
Graduate Studies	MBA Units, De La Salle University (1981)
Work Experience	Bookkeeper, Manila Banking Corporation (1972 – 1974)   Cashier, PAIC Securities Corporation (1974 – 1977)   BF General Insurance Company, Inc.: (1977 to 2020) Last held position: President & CEO   President, Himlayang Pilipino Plans, Inc. (2021 – present)   President & CEO, Zodiac Security Agency (2011 – present)
Other Directorships	No other directorship

VIDA T. CHIONG

Member of the Board - Independent Director

Date of Appointment	2017
Educational Attainment:
College	Bachelor of Science in Mathematics (Cum Laude) FEATI University (1970)
Graduate Studies	Diploma in Statistics University of the Philippines (1973)   Master of Science in Management FEATI University (1990)   Doctor of Management Science (24 Units) Technological University of the Philippines
Professional and Civil Service Eligibilities	CESO II, CSEE Mathematics Specialist P.D. 997 First Grade Manpower and Youth Development Officer
Work Experience	Research Assistant, National Research Council (1970 – 1971), Part-time Assistant Lecturer, PLM (1970 – 1971)   Statistician III, National Pollution Control Commission (1974 – 1981) Faculty Member-Mathematics Department, FEATI (1971 – 2000)   Actuarial, Investments and Statistics Divisions, Chief Insurance Specialist, and later Deputy Insurance Commissioner, Insurance Commission (1981 – 2016)
Other Directorships	Liberty Insurance Corporation – Independent Director   Philplans First Incorporated – Independent Director   CARD Mutual Benefit Association – Independent Director

ATTY. EDMUNDO T. ARUGAY

Independent Member of the Board

He was elected as member of the Board in 2017 as Independent Director.

He is a Chairman of Nomination and Related Party Transaction Committees.

Prior joining the company, he worked with the National Bureau of Investigation and rose from the rank and appointed as Deputy Director until 2016.

He graduated from the University of the East with a degree in AB Political Science and Bachelor of Laws. He is a member of the Integrated Bar of the Philippines.

DR. CLINTON JOHN C. GARCES

Member of the Board - Non-Executive Director

Date of Appointment	July 14, 2023
Educational Attainment:
College	Bachelor of Science in Medical Technology University of Santo Tomas (2011)
Graduate Studies	Doctor of Medicine University of Santo Tomas (2015)
Work Experience	Post Graduate Internship, Cardinal Santos Medical Center (2016)   Chief Resident - Residency Training in Diagnostic Radiology, Our Lady of Lourdes Hospital (2017-2021)   Fellowship Training in General Ultrasound, Cardinal Santos Medical Center (2021)   Fellowship Training in Diagnostic Breast Imaging, Cardinal Santos Medical Center (2022)   Chief Fellow - Fellowship Training in CT MRI & PET CT Imaging, Cardinal Santos Medical Center (2023)
Licenses & Certifications	Licensed Physician, Passed the Physician Licensure Exam (2016)   Diplomate, Passed the Philippine Board of Radiology (2021)   Fellow, Philippine College of Radiology (2022)   Fellow, Passed the Philippine Board of Ultrasound (2023)   Fellow, Passed the Philippine Board of CT-MRI (2024)   Fellow, Diagnostic Breast Imaging Society Of the Philippines (2025)
Affiliations	Philippine College of Radiology   NCR Chapter - Radiology   PMA - San Juan Medical Society   Cardinal Santos Medical Center   Makati Life Medical Center   Our Lady ofLourdes Hospital   Pasig City Childrens Hospital - Childs Hope   Pasig Doctors Medical Center   Hi-Precision Diagnostics
Other Directorships	No other directorship

EFREN LAXAMANA

Member of the Board - Independent Director

Date of Appointment	May 9, 2024
Educational Attainment:
College	Bachelor of Science in Biology University of the Philippines (1979)
Graduate Studies	Doctor of Medicine, UERMMC (1983) Residency Training in Ophthalmology, Institute of Ophthalmology St. Luke’s Medical Center, Q. C. (1987-1989) Fellowship Training in Ophthalmology, Institute of Ophthalmology, St. Luke’s Medical Center, Q.C. (1991-1992) Masters in Health Services Administration,  Ateneo Professional Schools, Graduate School of Business (2000-2002) Masters in Business Administration Ateneo Professional Schools, Graduate School of Business (2002-2003) Ph.D. in Education Major in Curriculum Studies University of the Philippines (2005-2009) Ph.D in Education Major in Educational Leadership and Management St. Joseph College Graduate School (2014)
Work Experience	Practitioner, General Ophthalmology and Retina Subspecialty – Sta. Lucia HealthCare Centre, Marikina Valley Medical Center Consultant in Ophthalmology and Retina Subspecialty – Taguig Pateros District Hospital Private practice in General Ophthalmology and Retina Subspecialty – St. Vincent General Hospital Member of the Basic and Clinical Faculty as Lecturer – Adventist University of the Philippines Faculty in Management and Education – UERMMMC Graduate School Faculty in the MBA Program – Ateneo Graduate School of Business Active Consultant, Ophthalmology/Vitreo-Retinal Surgery – Eye Institute, St. Luke’s Medical Center Member, Regulatory Board of Medicine – Professional Regulation Commission
Other Directorships	No other directorship

Privacy Policy

At Bethel General Insurance and Surety Corporation ("we," "us," or "our"), we prioritize the privacy and security of our users. This Privacy Policy outlines the types of information that we collect and process when you visit or interact with our website, https://bethelgen.com (the “Site”), and how we utilize that information.

By accessing or using the Site, you consent to the collection and use of information as described in this policy. We are committed to protecting your personal data and ensuring that it is used responsibly and in accordance with applicable privacy regulations.

Information we Collect

We only collect information that users voluntarily provide through various means, such as visiting our site, completing forms, or interacting with other resources available on our website. Users may be asked to provide personal information, including but not limited to, their email address, name, phone number, and address, which are necessary to process transactions and provide services.

While users have the option to decline providing personal information, please note that doing so may limit your ability to engage in certain site-related activities.

In addition, when you access our website, we may collect non-personal information automatically, such as your browser type, operating system, device information, and internet service provider details. This data is used to improve site functionality and user experience and is not linked to any personally identifiable information.

We are committed to protecting your privacy and will only use the information collected in accordance with our privacy practices.

How We Use Collected Information

Bethel General Insurance and Surety Corporation may collect and use users' personal information for the following purposes:

• To operate and manage our site
- We may need your information to ensure the proper display and functionality of content on the site, while safeguarding your data with appropriate security measures.
• To improve customer service
- The information you provide allows us to respond to customer service requests, address support needs, and improve the overall service experience. We are committed to handling your information securely and only for the purpose it was provided.
• To personalize user experience
- We may aggregate and anonymize data to understand how users interact with the services and resources on our site. This allows us to tailor the content and improve site performance.
• To send periodic emails
- If you provide your email address, we may use it to send you information and updates related to your orders. We may also use your email to respond to inquiries, questions, or other requests.

We ensure that all information collected is protected with the highest standards of security and used solely for the purposes outlined above. We do not share your personal data with third parties without your explicit consent, except as required by law.

How We Protect Your Information

We implement stringent data collection, storage, and processing practices, along with advanced security measures, including SSL encryption, to safeguard your personal information. These measures are designed to protect against unauthorized access, alteration, disclosure, or destruction of your personal data, including your username, password, transaction details, and other information stored on our site. We continuously review and update our security protocols to ensure the highest level of protection for your data. While we strive to protect your information, please note that no method of transmission or storage is 100% secure.

Web Browser Cookies

Like many websites, Bethel General Insurance and Surety Corporation uses cookies to enhance your browsing experience. These cookies may store information such as user preferences and pages accessed on our site. The data collected, which may include your IP address, browser type, operating system, referring websites, and pages visited, is used to optimize your experience by personalizing content based on your browser settings and other information.

You have the option to configure your browser to refuse cookies or to alert you when cookies are being sent. However, please note that if you choose to disable cookies, some features of the site may not function as intended. We are committed to protecting your privacy and ensuring that any data collected is used responsibly.

Use of Google Analytics

We use Google Analytics, along with third-party tools such as CAPTCHA and Google Maps, to gather audience data and better understand user behavior on our site. These tools may collect information automatically to help us improve the user experience, track site performance, and assess the effectiveness of our marketing efforts. All data collected through these technologies is anonymized, and we ensure that your personal information is handled in compliance with relevant privacy regulations. You may opt out of Google Analytics tracking by adjusting your browser settings or using available opt-out tools.

Marketing

We may utilize third-party marketing services, such as Google, to promote our website for advertising purposes. These services may display promotional content related to our site when you visit other websites. We ensure that any third-party providers we work with adhere to strict privacy and security standards. Your personal information will not be shared with these partners without your explicit consent. You can manage your preferences for targeted advertising through the relevant settings on your device or browser.

Electronic Newsletters

If you choose to subscribe to our mailing list, we may request certain personally identifiable information, such as your name and email address, to contact and identify you. By opting in, you consent to receive emails that may include company news, updates, information about our products or services, and other relevant communications. We take your privacy seriously and will only use your personal information for the purposes of providing these communications. You may unsubscribe at any time by following the instructions included in the emails or by contacting us directly.

Changes To This Privacy Policy

Bethel General Insurance and Surety Corporation reserves the right to modify or update this Privacy Policy at any time. When updates are made, a notification will be posted on the main page of our site. We recommend that users regularly review this page to stay informed about how we safeguard the personal information we collect. By continuing to use the site after changes are made, you acknowledge and accept the revised policy.

Your Acceptance of These Terms

By accessing or using this site, you confirm your acceptance of this Privacy policy. If you do not agree with any part of this policy, you are advised not to use the site. Your continued use of the site after any updates or changes to this policy have been posted will constitute your acknowledgment and acceptance of the revised terms.

Contact Us

If you have any questions or concerns about this Privacy Policy, the practices of this site, or your interactions with it, you may visit us at:

Address: Unit 200, 2nd Floor, Valero Plaza, 124 Valero Street, Salcedo Village, Makati City.
Email: info@bethelgen.com
Contact Number: (02) 8817-2002 to 05