Fire and Allied Perils – protects individual homeowners, building owners, and tenants against loss of or damage to property against fire and lightning. Coverage can also be extended to include protection against the following perils:
- Earthquake
- Flood
- Typhoon
- Eruption, tidal wave and tsunami
- Riot, strike and malicious damage
- Broad water damage
- Sprinkler and related fire fighting apparatus leakage
- Landslide & subsistence
- Spontaneous combustion
- Civil Commotion
- Burglary & robbery
- Mechanical or electrical derangement